Upstart Holdings, Inc. (UPST) Open Interest

Upstart Holdings, Inc. (UPST) has 159,440 call contracts and 101,619 put contracts open across all listed expirations — a put/call open interest ratio of 0.64. Open interest counts the contracts currently outstanding at each strike. This page shows where UPST positioning concentrates, which strikes act as walls, and how the totals have trended over the past year.

Data as of Aug 24, 2026, 3:55 PM ET · OPRA data 15 minutes delayed · For information only — not investment advice.

Last close
$30.05
52-week range
$24.26 – $73.77
ATM IV (30d)
65.5%
IV rank
46 / 100
Moderate
Expected move
±$5.15 (±17.1%)
Put/call OI
0.64
Call-heavy
Max pain
$30
↓ 0.2% below close
Next earnings
Nov 8, 2026

UPST Open Interest by Strike

06.4K12.9K19.3KSpotMax painCall wallPut wall2325.5027.5029.5031.5033.5035.50

UPST open interest by strike, all expirations combined — calls in green, puts in red.

Total call open interest159,440
Total put open interest101,619
Put/call OI ratio0.64
Open interest rank (31 day)35 / 100
Call wall (largest call OI)$30
Put wall (largest put OI)$27.5
Top volume strike$40
Volume / OI ratio0.46

UPST Open Interest Trend

47.1K94.5K141.9K189.4K236.8KCall OIPut OIFeb '26May '26Aug '26

UPST total call vs. put open interest, past year.

0.390.570.750.931.11Feb '26May '26Aug '26

UPST put/call open interest ratio, past year.

A put/call open interest ratio of 0.64 means meaningfully more calls than puts are outstanding — a call-heavy, typically bullish positioning profile. In total, 159,440 call contracts and 101,619 put contracts are open across all listed expirations. The put/call OI ratio has fallen from 0.84 in Feb '26 to 0.64 today.

Explore the payoff profile of option on UPST for free

Build multi-leg UPST strategies, visualize payoffs, and scan the full US options universe with OptiView.

UPST Options FAQ

What is UPST's put/call ratio?

UPST's put/call open interest ratio is 0.64 as of Aug 24, 2026, with 101,619 put contracts and 159,440 call contracts outstanding.

Which UPST strikes have the highest open interest?

As of Aug 24, 2026, the largest call open interest sits at $30 (the call wall) and the largest put open interest sits at $27.5 (the put wall). Strikes with heavy open interest often act as reference levels because a lot of hedging activity is anchored to them.

Is UPST open interest unusually high right now?

UPST's total open interest ranks 35 out of 100 versus the past 31 trading days as of Aug 24, 2026 — in the middle of its recent range.

Methodology. IV rank compares the current 30-day at-the-money implied volatility with its highest and lowest values over the past 52 weeks. Max pain is the strike that minimizes the total payout to option holders at expiration. The call and put walls are the strikes carrying the largest call and put open interest across all expirations. Net gamma exposure (GEX) is measured from the dealer perspective. All statistics are derived from delayed OPRA options data.

Options trading involves significant risk, and losses can exceed your initial investment. Always consult a licensed financial professional before making investment decisions. OptiView does not provide financial advice; all figures on this page are descriptive statistics, not recommendations.